Special Needs Planning

Children with special needs are gifts and many options are available as you determine how to protect and care for them. Special considerations are included in the estate plan of families with minor and grown children with different abilities and needs. A special needs trust (SNT) is created for a person with special needs or a disability. This specific type of trust allows the person with the special need to receive money to pay for daily needs but does not disqualify them from receiving government benefits. This type of planning is an option if a disability is anticipated or one expects to need government assistance.